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* The results for France, Malta, the Netherlands and Slovakia available in the SDW are weighted by the share of the outstanding amount of loans issued by each bank in the respective national BLS sample in the total outstanding amount of loans issued by all banks in the national sample.

The bank lending survey (BLS) for the euro area was launched in 2003.

According to a 2015 study by the Pew Research Center, 15 percent of American adults have used online dating sites (web-based platforms like Match.com) and/or dating apps (location-based smartphone apps like Tinder).

Participation by those 18 to 24 has almost tripled since 2013, and boomer enrollment has doubled.

Collectively, we spend huge sums of money on matchmaking, not to mention all the time and substantial emotional investment. Given that we usually rate products (like refrigerators) and services (like banking), this is new and fairly unusual territory for us.

But as we explored the possibility of taking on this investigation, we discovered that 20 percent of our subscribers are either divorced or have never married, and might benefit from what we found.

Credit standards are the internal guidelines or loan approval criteria of a bank.

The questions are classified according to the two borrower sectors that are the focus of the survey, i.e. Loans to households are broken down into loans for house purchase and consumer credit and other lending.

The definitions and classifications used in the survey are consistent with other ECB statistics. non-financial corporations, and households, the questionnaire covers loan supply and loan demand factors.

Our survey included many people who at some point had used a dating website or an app, as well as a subset of 9,600 respondents who used them in the past two years.

The more recently active group rated specific sites. On the one hand, the numbers indicate that these sites are helping people find mates.

They include, for instance, the loan margin, collateral required and maturity.

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